If Zayd insults Islam directly, he’s certainly deemed a disbeliever. Other scenarios allow interpretation. Repentance and reaffirmation are crucial.
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Creed [Aqaid]
Zayd’s speech assigning a place to Allah and equating Hindu gods with prophets is considered disbelief, demanding repentance and reaffirmation.
Clarifying misconceptions, Social relations
The Islamic judgement regarding swearing on other than Allah along with detailed research done by Taj al-Shariah.